Easy to understand insurance for Scrappers.

We are here to help you understand what you need, what TrashGurus covers, and what to do if an accident occurs. 

Become a Scrapper

What TrashGurus covers 

There are three statuses within the app which will determine your insurance coverage while scrapping. 

App is off

Your personal auto insurance coverage applies when your app is turned off. 

App is on, waiting for tasks

Trash Gurus Merchants provide third-party liability insurance for covered accidents if your personal insurance does not apply. 1

  • $50,000/person for bodily injury
  • $100,000/accident for bodily injury 
  • $25,000/accident for property damage

App is on, started on a task 

Trash Gurus Merchants provide the following insurance for covered accidents:

  • $1,000,000 for 3rd-party auto liability 1
  • Uninsured/underinsured motorist bodily injury 2
  • Contingent comprehensive $ collision up to the actual cash value of the car ($2,500 deductible) 3

Policies may be modified to comply with state or city insurance requirements. 1

Coverage, where provided, may be modified to the extent allowed by law. 2

Applies if a driver has obtained comprehensive and collision on their personal auto insurance policy. 3

What to do in an accident

 

Call Law Enforcement

To get emergency help, call 911.  

Report your accident to Trash Gurus

In the unfortunate circumstance you were in a collision, report your accident here. Our customer support team will help guide you through the process.

Still have questions?

Why do the coverages vary based on status within the app?

Lorem ipsum dolor sit amet, consectetuer adipiscing elit, sed diam nonummy nibh euismod tincidunt ut laoreet dolore magna aliquam erat volutpat.

Do I need auto insurance to Scrap if I don't need a car to complete the tasks?

Lorem ipsum dolor sit amet, consectetuer adipiscing elit, sed diam nonummy nibh euismod tincidunt ut laoreet dolore magna aliquam erat volutpat.

What is 3rd party liability auto insurance?

Lorem ipsum dolor sit amet, consectetuer adipiscing elit, sed diam nonummy nibh euismod tincidunt ut laoreet dolore magna aliquam erat volutpat.

What is uninsured/underinsured motorist bodily injury insurance?

Lorem ipsum dolor sit amet, consectetuer adipiscing elit, sed diam nonummy nibh euismod tincidunt ut laoreet dolore magna aliquam erat volutpat.

What is contingent collision & comprehensive coverage?

Lorem ipsum dolor sit amet, consectetuer adipiscing elit, sed diam nonummy nibh euismod tincidunt ut laoreet dolore magna aliquam erat volutpat.

Where can I find Trash Gurus proof of insurance?

You can find all Trash Gurus certificates of insurance (COI) on this page.

What insurance do I need to scrap with Trash Gurus?

Lorem ipsum dolor sit amet, consectetuer adipiscing elit, sed diam nonummy nibh euismod tincidunt ut laoreet dolore magna aliquam erat volutpat.

What if my insurance expires?

Lorem ipsum dolor sit amet, consectetuer adipiscing elit, sed diam nonummy nibh euismod tincidunt ut laoreet dolore magna aliquam erat volutpat.

Who will I work with in the event there is an accident when Scrapping with Trash Gurus?

Lorem ipsum dolor sit amet, consectetuer adipiscing elit, sed diam nonummy nibh euismod tincidunt ut laoreet dolore magna aliquam erat volutpat.

What insurance is needed for Collection Service Partners (CSP) and Route By Gurus Partners?

If you are a CSP or Route By Gurus partner, the commercial auto insurance you’re required to maintain will provide coverage while you drive on the Lyft platform. Subject to local rules and regulations.